Added the Default Author Category plugin which overrides the system default category for post. Currently using it with the Restrict Category plugin and now all was available for this post was the category “Grammie’s Wisdom” and it was checked by default.
This will need to be setup in 2 different places. The Default Author Category plugin is set in the user’s profile, the Restricted Category is in settings.
Maybe if I dig a little deeper I can find one plugin that will do both.